Obstetrics and gynecology-care of patient and management of pregnancy beyond 24 weeks gestation
Treatment and Management of spinal trauma, Degenerative Disease condition/ Deformities, Infectious and Tumors, including but not limited to , stabilization with instrumented Fusion
BENEFIT AT A GLANCE
- Civil Liability Claim
- Protect from Loss of Documents
- Good Samaritan Act
- Medico Legal Complaint
- Advancement Defense Cost and Legal Representation Expenses
- Emergency Defense Cost and Legal Representation Expenses
- Vicarious Liability
- Public Relations Expenses
- Unintentional Intellectual Property Infringement
- Unintentional Defamation Cover
- Unlimited Run Off Cover
- Unlimited Defamation Cover
- Notice of Contributions and Indemnity (NCI)
- Auto Reinstatement
- Aggravated Damages
- Defense Cost (Limit In Addition) Extension
Please choose prefer date to start cover
DD slash MM slash YYYY
Optional Benefits
Aggravated damages are what the court will order doctors to pay on top of the claims such as emotional stress caused by negligence
When the existing coverage limit is exhausted during claims then policy will automatically reinstated full coverage amount which can be utilized for subsequent claims
Defense Cost Extension will only being triggered provided the policy Limit of Liability is exhausted. Total Limit In Addition for Defense costs / Legal Representation Expenses will be same proportion up to the Limit of Liability or Remaining Limit of Liability bears to the total Loss.
*Your duty of disclosure*
- You have the duty to disclose to Chubb Insurance Malaysia Berhad or Syarikat Takaful Malaysia Berhad ( Chubb , us , we , our , STMB ) any matter that:(a) You know to be relevant to our decision on whether to accept the risks or not and the rates and terms to be applied; or (b) a reasonable person in circumstances could be expected to know to be relevant.
You have the duty to disclose those matters to Us before you renew, extend , vary or reinstate a contract of general insurance,
*Non-Disclosure*
- If you fail to comply with duty of disclosure, We May have the option of avoiding the contract of insurance from its beginning. If you non-disclosure is fraudulent, We may also have the right to keep the premium that you have paid.
*Change of Risks or circumstances*
- You should advice US as soon as practicable of any change to your normal business as disclosed in this application.
*Subrogation*
-Where you have agreed with another person or company, who would otherwise be liable to compensate you for any loss or damage which is covered by the policy , that you will not seek to recover such loss or damage from that person , Chubb or STMB will not covet you to the extent permitted by law , for such loss or damage.
