Obstetrics and gynecology-care of patient and management of pregnancy beyond 24 weeks gestation
Treatment and Management of spinal trauma, Degenerative Disease condition/ Deformities, Infectious and Tumors, including but not limited to , stabilization with instrumented Fusion
excludes SST and stamp
BENEFIT AT A GLANCE
- Good Samaritan Acts
- Defamation
- Intellectual Property Infringement
- Loss of Documents
- Unlimited Run off Cover
- Emergency Defense Costs and Legal Representation Expenses
- Advancement of Defense Costs and Legal Representation Expenses
- Public Relations Expenses
Please choose prefer date to start cover
DD slash MM slash YYYY
Optional Benefits
Aggravated damages are what the court will order doctors to pay on top of the claims such as emotional stress caused by negligence
When the existing coverage limit is exhausted during claims then policy will automatically reinstated full coverage amount which can be utilized for subsequent claims
*Your duty of disclosure*
- You have the duty to disclose to Chubb Insurance Malaysia Berhad or Syarikat Takaful Malaysia Berhad ( Chubb , us , we , our , STMB ) any matter that:(a) You know to be relevant to our decision on whether to accept the risks or not and the rates and terms to be applied; or (b) a reasonable person in circumstances could be expected to know to be relevant.
You have the duty to disclose those matters to Us before you renew, extend , vary or reinstate a contract of general insurance,
*Non-Disclosure*
- If you fail to comply with duty of disclosure, We May have the option of avoiding the contract of insurance from its beginning. If you non-disclosure is fraudulent, We may also have the right to keep the premium that you have paid.
*Change of Risks or circumstances*
- You should advice US as soon as practicable of any change to your normal business as disclosed in this application.
*Subrogation*
-Where you have agreed with another person or company, who would otherwise be liable to compensate you for any loss or damage which is covered by the policy , that you will not seek to recover such loss or damage from that person , Chubb or STMB will not covet you to the extent permitted by law , for such loss or damage.
