ZURICH MEDPROTECT TAKAFUL

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Policy Wording

Product Disclosure Sheet

e-Brochure

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Total

Plan	Room & Board	Annual Limit	Lifetime Limit
1	RM 100	RM 100,000	Unlimited
2	RM 150	RM 300,000	Unlimited
3	RM 180	RM 500,000	Unlimited
4	RM 200	RM 1,000,000	Unlimited
5	RM 500	RM 2,000,000	Unlimited
Benefit Features Highlight
High Annual Limit from RM 100,000 to RM 2,000,000 and we offer No Lifetime Limit
Deductible option available from 0% to 50% on your annual premium range
We do not impose any co-takaful on your medical bills incurred
No Claim Bonus – 10% discount on renewal contribution
Multiple Person Covered Discount –up to 10% contribution discount
In Hospital Physician Visit (Unlimited visit & As Charged)
Out-Patient Physiotherapy Treatment (Within 90 days from the discharge date / surgery
Ambulance Fees /Tax on Eligible Expenses As Charged/ Medical Report Fees( Max of RM 150 )
Special Benefit accidental death benefit and Permanent disablement RM 50,000 (on top of annual limit)
Special Funeral Expenses (all causes) RM 2,000 given